Car accident injury after DUI can I get SSDI?According to the National Highway Traffic Administration, close to 43,000 individuals die each year due to injuries suffered in car accidents. This doesnt include, however, the estimated 2.9 million additional passengers and drivers who suffer minor to severe injuries. Given these statistics, its likely that most of us will be involved in a car accident in our life-times, and many of us will suffer some type of injury which will remove us from the workforce for a certain amount of time. Recently on our disability forum a user wrote, I was injured in a car accident last year. The doctors not sure how long I will be out of work, but I am concerned about how I will pay my bills. Will I qualify for SSDI benefits, and if so, what do I need to do?
SSDI and car accident injuriesSocial Security Disability Insurance (SSDI) benefits are offered to claimants who have a severe health condition which is expected to last at least 12 continuous months. Claimants must also be insured for SSDI, which means they have worked and earned sufficient work credits to qualify. Conditions which are short-term (lasting less than 12 months) will not qualify for SSDI benefits.
First step to getting SSDI benefits after a car accidentThe first step to determining whether you can get SSDI after a car accident is to do the following:
- Go to the medical doctor and get a diagnosis and prognosis about your condition. If the condition will last 12 continuous months and does not allow you to work, go to step 2.
- Review whether or not you have sufficient work credits to qualify for SSDI benefits. If you do, you can apply for SSDI. If not, find out if you qualify for Supplemental Security Income (SSI benefits).
- Make sure you have medical evidence to support your claim of disability. Although the SSA will gather all of your medical records from your treating doctor, if they do not have sufficient medical evidence to prove you are disabled, they will find you not disabled.
- Complete your SSDI application. This can be done online at www.ssa.gov or you can call or visit the nearest SSA office and talk to a SSA representative.